Payya for solo business owners

A cleaner way to get paid.

No BSB and account numbers. No text message confirmations. No bulky emails. Just create a Payya, send it, and receive your payment.

Apply for Payya Business See how it works
Payya sent
Acrylic set + nail design · Sarah T.
$95.00
Awaiting payment
The problem you already know

Getting paid takes more time than the work itself.

You already have customers. You're not short on demand. The slow part is what happens after the job is done: the waiting, the chasing, the back and forth on payment.

Sending BSB and account numbers over text. Customers say they'll do it later. Sometimes they do. Often they don't, or they get the digits wrong.

Following up on screenshots and transfer receipts. The job is done, but you're still working. Just on chasing.

Sending invoices that take days to be paid. Xero, PDFs, manual reminders. Great for paperwork, slow for cash flow.

Trying to remember who's paid and who hasn't. The mental load adds up across the week, and one or two always slip through.

How Payya works for you

Three steps, every time.

From the moment a job finishes to the moment your phone says "paid". Often in under a minute.

1

Create a Payya

Open the app, type the amount, choose your customer, and write what it's for. Send it across in seconds.

2

They tap and pay

Your customer opens the Payya on their phone and pays with card or Apple Pay. No app to download. No friction.

3

You see when it's paid

Your phone pings the moment payment lands. Funds settle to your bank account. You're back to the next job.

Built for solo operators

Made for the way independents already work.

Payya is for owner-operated businesses with a steady customer base, not enterprise teams or marketplaces. These are the industries Payya Business is built for today.

Beauty & personal care
Mobile & home services
Tradies & local repair
Coaches, tutors & private teachers
Health, wellness & body work
Events, classes & workshops
Why Payya for business

Built around the way solo operators get paid.

From the moment you send a Payya to the moment funds land in your account, you stay in control. Live status on every payment, a clean experience for your customer, no chasing.

Payya is
  • A faster, more professional way to ask customers to pay
  • Built for the way solo operators already work: mobile, text-first, on the go
  • Backed by payment infrastructure used by some of the largest businesses online
  • Simple and secure for both you and your customer
  • A clear, simple payment experience for your customer. No app download, no signup
What you get
  • Paid faster, often within minutes of a job being finished
  • A live view of every payment: who's paid, who's pending, who needs a nudge
  • A more professional impression with your customers from the first Payya
  • Less time chasing, more time on the work that actually pays
  • Set up in minutes, send your first Payya the same day
Built for real client payments

Simple, secure payments for solo operators.

Payments handled with the same infrastructure that powers some of the largest businesses online. Your customer's card details are never seen or stored by Payya. They're processed end to end through bank grade security.

Bank-grade security

Card data is handled by the same payments infrastructure that powers some of the largest businesses online. Payya never stores card details.

Straight to your bank

Funds settle directly to your bank account. Set it up once, and every future Payya lands automatically.

Privacy-first

Your customer list, transaction details, and business data are yours. We don't sell data, run ads, or share customer info.

Payya for business owners

Apply for Payya Business.

Payya Business is built for solo operators with a steady customer base. If you're ready for a cleaner way to collect, tell us about your business and we'll be in touch.

We review every application personally. You'll hear back within a few business days.

Application received

Thanks for putting your name down. We'll review and be in touch within a few business days to talk through next steps.